Best Camera Mobile Phones Under 20000 in India

Motorola’s Moto G96 has a design that makes use of glass, silicon and polycarbonate, but still manages to deliver an IP68 rating. The phone has a classy design with tapered sides thanks to the curved-edge front and rear panels.

The phone’s processor is a capable one and delivers reliable performance whether its daily app multitasking or mid-level gaming. Heating is also not an issue.

Camera performance is quite good both in daylight and in low light. The primary camera steals the show, while the ultrawide camera, which also doubles up as the macro camera, is present just to fill up the spec sheet.

Software is updated, but Motorola’s one year OS commitment seems a bit shaky given that it's still running Android 15. Battery life can easily last a day with heavy usage. Charging speeds are quick enough for a smartphone at this price point. 
 

The CMF Phone 1 has interesting features and specifications that make it stand out. The swappable rear panels are a unique thing that you will find in this price segment nowadays. The phone also has an IP65 rating, good enough for minor spills. The handset also delivers decent performance in this price segment. The gaming is handled reasonably, and so does everyday tasks. Moreover, the phone brings a custom user interface that gives a unique look and feel. The phone also brings good camera performance in different lighting conditions. However, there is no support for a wide-angle lens or telephoto lens. The battery life is solid for this one, and the charging speed is good enough. 

The Moto G85 5G is a mid-range smartphone that is desiged to combines a modern design with reliable performance. It boasts a large curved display with a high refresh rate for smooth visuals and vibrant colours that enable users to watch content on a range of applications.

Powered by a recently launched midrange processor, the Moto G85 handles multitasking and gaming efficiently and comes with enough memory and internal storage, which are both expandable as per your needs.

For photography, the Moto G85 features a dual-camera setup with optical image stabilisation (OIS). It also has a high-resolution front-facing camera for selfies. The It packs a large battery with support for fast charging, ensuring all-day use.

Running on Android 14, the Moto G85 5G includes useful software features and security updates but comes with some bloatware and notification spam. Its practical design includes a plastic frame and back, and the phone has an IP54 dust and splash resistance rating.

OnePlus Nord CE 3 Lite 5G is official with a starting price of Rs. 19,999 in India. The most affordable Nord series phone in India gets a bigger 6.72-inch IPS LCD display with a 120Hz refresh rate. The screen is flat and houses a 16-megapixel front camera inside the hole-punch cutout at the top.

At the back, the Nord CE 3 Lite 5G has a 108-megapixel main camera. Its triple rear camera setup also features two 2-megapixel sensors for macro photography and depth mapping. The phone features a 5,000mAh battery with support for 67W fast charging out of the box.

There is a Qualcomm Snapdragon 695 SoC. The phone has 8GB of RAM as standard and offers 128GB/ 256GB of storage. There is a side-mounted fingerprint scanner along with AI face recognition.

The Nord CE 3 Lite 5G gets Android 13-based OxygenOS 13.1 out-of-the-box. It will get two major Android updates and three years of security support.

The iQoo Z7 5G is a successor to the Z6 5G, which was launched last year in India. The new 5G smartphone under Rs. 20,000 aims at offering segment-leading performance and a good fast charging experience.

The handset sports a 6.38-inch full-HD+ AMOLED display with 90Hz refresh rate support. A waterdrop notch at the top gives the phone a slightly dated look. The Z7 5G’s display has 1,300 nits of peak brightness and HDR10+ certification.

There is a MediaTek Dimensity 920 SoC and a 4,500mAh battery. The phone supports 44W fast charging out of the box. For biometrics, there is an in-display fingerprint scanner.

The dual rear camera setup features a 64-megapixel main camera and a 2-megapixel portrait lens. For selfies, there is a 16-megapixel front camera.

The phone boots Android 13 and has Funtouch OS 13 on top. It is promised to get two major Android updates and three years of security support.

Poco X5 Pro is a new mid-range 5G smartphone under Rs. 25,000 in India. The new Poco X-series smartphone comes with a few upgrades over the outgoing model. The phone has a tall 6.67-inch 10-bit AMOLED display with a 120Hz refresh rate.

The display is protected by a layer of Corning Gorilla Glass 5. Unlike its predecessor, the Poco X5 Pro gets a plastic rear panel. The phone has a triple rear camera setup with a 108-megapixel main camera. There is also an 8-megapixel ultra-wide camera and a 2-megapixel macro sensor.

The Poco X5 Pro 5G has a 16-megapixel front camera. It also features a Qualcomm Snapdragon 778G SoC with up to 8GB of RAM. There is up to 256GB of storage on offer.

Poco has packed a 5000mAh battery in the phone, which supports 67W fast charging. The Poco X5 Pro 5G boots Android 12-based MIUI 14 out of the box.

The Realme 10 Pro+ is the latest mid-ranger from the company. It has received some upgrades in multiple departments over the Realme 9 Pro+, with the display being the highlight.

The Realme 10 Pro+ 5G sports a 6.7-inch full-HD+ AMOLED display with 120Hz refresh rate support. It is the most affordable smartphone to feature a curved screen. The phone's base model with 6GB of RAM and 128GB of storage is priced at Rs. 24,999. The 8GB + 128GB and 8GB + 256GB storage options are priced at Rs. 25,999 and Rs. 27,999.

The phone comes with a MediaTek Dimensity 1080 SoC, and a 5000mAh battery with 67W fast charging support.

The 108-megapixel main camera misses out on OIS support. Its triple-camera setup includes an 8-megapixel ultra-wide-angle camera and a 2-megapixel macro sensor. For selfies, there is a 16-megapixel front camera. The handset runs on the Android 13-based Realme UI 4.0 out-of-the-box.

The Moto G72 is a new smartphone launched in India, under Rs. 20,000. The device is aimed at offering a no-compromise experience but lacks support for 5G networks in India. The Moto G72 scores points for its design. While the phone comes with a polycarbonate back and frame, the Polar Blue colour with a PMMA-acrylic finish makes it look premium. The phone is also fairly light at 166g and is 7.9mm thick.

There is a 6.6-inch pOLED display with a 120Hz refresh rate and a full-HD+ resolution. The 10-bit display also comes with an HDR10+ certification. The mid-range smartphone features a MediaTek Helio G99 SoC, which is also found in the likes of the Redmi 11 Prime 4G and the Redmi Pad. Routine tasks can be performed smoothly and the phone also handles casual gaming fairly well.

The Moto G72 packs a 5000mAh battery and supports 33W fast charging. It also comes with a 108MP triple-camera setup on the back. There is a 16MP front camera inside the hole-punch cutout. Moto G72 runs on the Android 12-based MyUX skin and is promised to get the Android 13 update along with support for security patches for up to three years.

The CMF Phone 2 Pro brings a lot of improvements to the CMF series. The latest smartphone from the brand offers a sleeker design language and a good in-hand feel. The handset provides decent performance and a good value-for-money proposition in this price segment. The cameras are capable of taking some good photos in different lighting conditions. The CMF Phone 2 Pro also has a good battery life, lasting slightly more than a day and having moderate to heavy usage. That said, if you are looking for an all-around package and want to experience a clean user interface, consider this smartphone. 

The Realme P3 Pro seems like an intriguing low-priced mid-ranger aimed mainly at the youth. Its design offers a selection of bright, loud colourways with interesting textures and finishes. Its rounded design is also IP68 and IP69-rated for dust and water resistance.

The phone offers a quad-curved display with thin borders. The curved edges do add some distracting reflections but make for an immersive viewing experience. Still, the display somehow does not feel bright outdoors.

Performance is not a problem with daily use, and casual users will see no slowdowns or hiccups of any sort. However, the phone comes loaded with plenty of bloatware and double apps.

Its camera performs well in daylight but not so much in low light. Video recording is a bit below average overall. Battery life is good, but we did expect better given the battery’s higher than usual capacity. 

The Poco X7 is packed with features to the brim and, on paper, is a great device for everyday use. Starting with the display, the peak brightness is on par with the competition, and the additional IP rating offers consumers peace of mind. It is powered by MediaTek Dimensity 7300 Ultra and is a decent processor for everyday tasks. The phone also packs AI features and comes with 3+4 years of software update. The camera isn't the strongest highlight, but its performance credentials make it an excellent choice for its price segment.

The OnePlus Nord CE4 has an IP54 rating for dust and water resistance. It has a frame made out of polycarbonate that is supposed to be very durable and is able to sustain drops. The rear panel too is made of polycarbonate.

The phone offers good performance for the casual user, but is not ideal for gaming. Its display can get really bright outdoors and is also HDR10-certified. While it offers a high refresh rate, its touch sampling rate or sensitivity comes up a bit short while playing FPS games

The Nord CE4 comes with OxygenOS 14, which is based on Android 14. It is highly customisable and offers some handy new features like Fluid Cloud. Some of these features are AI-enabled.

Overall camera performance is quite average for its segment and video recording quality isn’t great either. Battery life is excellent and the phone offers fast wired charging.