BEST CAMERA MOBILE PHONES UNDER 20000 IN INDIA

If you were looking to buy a great camera phone with a budget of Rs. 20,000, here’s a list of the best camera phones in India in that price range that are currently available to buy in India. The list has been sorted as per the camera review rating, with the highest rated camera smartphone on top, as well as release date, with the newer phone shown above older models. Every model on this list was launched less than 18 months ago.

The phones here were awarded a camera score of at least 7 out of 10 in the comprehensive Gadgets 360 review. You can thus rest easy that the photo and video quality of these smartphones is excellent, and, that the quality extends to both the front and rear camera setups. You can also be assured that the devices in the below list of best camera phones under Rs. 20,000 will offer a great experience overall, because we have only listed those models that received an overall score of 8 or above.

Alongside each phone, you will see their camera rating and key specifications, apart from links to its full specifications, its full review, and other phones by the same manufacturer. If you didn’t find what you were looking for on this page, try our other useful camera phone pages – Best Camera Phones Under Rs. 15,000, Best Camera Phones Under Rs. 25,000, and Best Camera Phones Under Rs. 30,000. You can also check out our helpful Compare Phones and Phone Finder tools.

OPPO K14x 5G Specifications
Display 6.75-inch, 720x1570 pixels
Processor MediaTek Dimensity 6300
RAM 4GB
Storage 128GB
Battery Capacity 6500mAh
Rear Camera 50MP + 2MP
Front Camera 5MP

Motorola’s Moto G96 has a design that makes use of glass, silicon and polycarbonate, but still manages to deliver an IP68 rating. The phone has a classy design with tapered sides thanks to the curved-edge front and rear panels.

The phone’s processor is a capable one and delivers reliable performance whether its daily app multitasking or mid-level gaming. Heating is also not an issue.

Camera performance is quite good both in daylight and in low light. The primary camera steals the show, while the ultrawide camera, which also doubles up as the macro camera, is present just to fill up the spec sheet.

Software is updated, but Motorola’s one year OS commitment seems a bit shaky given that it's still running Android 15. Battery life can easily last a day with heavy usage. Charging speeds are quick enough for a smartphone at this price point. 
 

Moto G96 5G Specifications
Display 6.67-inch, 2400x1080 pixels
Processor Qualcomm Snapdragon 7s Gen 2
RAM 8GB
Storage 128GB
Battery Capacity 5500mAh
Rear Camera 50-Ultrapixel + 8MP
Front Camera 32MP

The Moto G85 5G is a mid-range smartphone that is desiged to combines a modern design with reliable performance. It boasts a large curved display with a high refresh rate for smooth visuals and vibrant colours that enable users to watch content on a range of applications.

Powered by a recently launched midrange processor, the Moto G85 handles multitasking and gaming efficiently and comes with enough memory and internal storage, which are both expandable as per your needs.

For photography, the Moto G85 features a dual-camera setup with optical image stabilisation (OIS). It also has a high-resolution front-facing camera for selfies. The It packs a large battery with support for fast charging, ensuring all-day use.

Running on Android 14, the Moto G85 5G includes useful software features and security updates but comes with some bloatware and notification spam. Its practical design includes a plastic frame and back, and the phone has an IP54 dust and splash resistance rating.

Moto G85 5G Specifications
Display 6.67-inch, 2400x1080 pixels
Processor Qualcomm Snapdragon 6s Gen 3
RAM 8GB
Storage 128GB
Battery Capacity 5000mAh
Rear Camera 50MP + 8MP
Front Camera 32MP

Oppo K14x 5G was recently launched in India as the first phone in the company’s K14 lineup. The handset currently retails in India at a starting price of Rs. 12,999 for the base 4GB+64GB configuration. Interestingly, this is a higher retail price than its predecessor, the Oppo K13x 5G, yet it offers less onboard storage capacity. The phone ships with almost the same hardware specifications as last year’s phone, while unfortunately also selling with a few downgrades, such as in terms of the selfie camera. However, the new smartphone is a decent deal at the price, which offers above-average performance. It is also capable of capturing passable images.

OPPO K14x 5G Specifications
Display 6.75-inch, 720x1570 pixels
Processor MediaTek Dimensity 6300
RAM 4GB
Storage 128GB
Battery Capacity 6500mAh
Rear Camera 50MP + 2MP
Front Camera 5MP

At a starting price of Rs. 15,499 (Rs. 13,499 with offers), the Realme P4x 5G gets a lot right — especially day-to-day performance, battery life, and its refreshed design. The phone feels smooth in regular use, handles gaming well, and the large battery easily delivers up to two days of runtime. However, there are compromises. Its advertised 144Hz refresh rate is inconsistent in behaviour, the software experience lacks refinement, and the cameras are strictly average. If strong performance and long battery life are priorities, the Realme P4x 5G is worth considering.

Realme P4x 5G Specifications
Display 6.72-inch
Processor MediaTek Dimensity 7400 Ultra
RAM 6GB
Storage 128GB
Battery Capacity 7000mAh
Rear Camera 50MP + 2MP
Front Camera 8MP

The Moto G67 Power offers plenty of value given its performance and design turning into a well-balanced budget offering from Motorola. Despite its budget price tag, its design does feel quite premium thanks to its vegan-leather rear panel. The device also has an IP64 rating offering good dust and decent water resistance.

Its display shows natural colours but is a bit dim for the bright outdoors. The 120Hz high refresh works mainly for the software as most games can only be enjoyed at 60 fps.

Performance is on point for a budget device as the software experience is smooth and lag-free. What is disappointing is the software commitment which only includes one major Android update.

Cameras offer decent image quality. The primary camera is the one that performs just fine, while the ultrawide is only there to fill up the spec sheet. Battery life is quite solid and can easily last two days with casual use. Charging is relatively fast given the slow charger and its higher capacity.

Motorola Moto G67 Power 5G Specifications
Display 6.70-inch, 2400x1080 pixels
Processor Qualcomm Snapdragon 7s Gen 2
RAM 8GB
Storage 128GB
Battery Capacity 7000mAh
Rear Camera 50MP + 8MP
Front Camera 32MP

The Samsung Galaxy M17 5G has a lot to offer in this price segment. The smartphone offers a sleek and premium-looking design, which is in line with its flagship series. The smartphone also packs a bright AMOLED display, a rarity at this price point. Moreover, the phone comes with decent battery life, though fast charging speeds could have been better. That said, if you are looking for a Samsung model in this price segment, then you can consider this. 

Samsung Galaxy M17 5G Specifications
Display 6.70-inch, ‎1,080x2,340 pixels
Battery Capacity 5,000mAh
Rear Camera 50MP + 5MP + 2MP
Front Camera 13MP

The CMF Phone 2 Pro brings a lot of improvements to the CMF series. The latest smartphone from the brand offers a sleeker design language and a good in-hand feel. The handset provides decent performance and a good value-for-money proposition in this price segment. The cameras are capable of taking some good photos in different lighting conditions. The CMF Phone 2 Pro also has a good battery life, lasting slightly more than a day and having moderate to heavy usage. That said, if you are looking for an all-around package and want to experience a clean user interface, consider this smartphone. 

CMF by Nothing Phone 2 Pro Specifications
Display 6.77-inch, 1080x2400 pixels
Processor MediaTek Dimensity 7300 Pro
RAM 8GB
Storage 128GB
Battery Capacity 5000mAh
Rear Camera 50MP + 50MP + 8MP
Front Camera 16MP

The Poco X7 is packed with features to the brim and, on paper, is a great device for everyday use. Starting with the display, the peak brightness is on par with the competition, and the additional IP rating offers consumers peace of mind. It is powered by MediaTek Dimensity 7300 Ultra and is a decent processor for everyday tasks. The phone also packs AI features and comes with 3+4 years of software update. The camera isn't the strongest highlight, but its performance credentials make it an excellent choice for its price segment.

Poco X7 5G Specifications
Display 6.67-inch
RAM 8GB
Storage 128GB
Battery Capacity 5500mAh
Rear Camera 50MP + 8MP
Front Camera 20MP
Realme 13+ 5G Specifications
Display 6.67-inch, 1080x2400 pixels
Processor MediaTek Dimensity 7300
RAM 8GB
Storage 128GB
Battery Capacity 5000mAh
Rear Camera 50MP + 2MP
Front Camera 16MP

The OnePlus Nord CE4 has an IP54 rating for dust and water resistance. It has a frame made out of polycarbonate that is supposed to be very durable and is able to sustain drops. The rear panel too is made of polycarbonate.

The phone offers good performance for the casual user, but is not ideal for gaming. Its display can get really bright outdoors and is also HDR10-certified. While it offers a high refresh rate, its touch sampling rate or sensitivity comes up a bit short while playing FPS games

The Nord CE4 comes with OxygenOS 14, which is based on Android 14. It is highly customisable and offers some handy new features like Fluid Cloud. Some of these features are AI-enabled.

Overall camera performance is quite average for its segment and video recording quality isn’t great either. Battery life is excellent and the phone offers fast wired charging.

OnePlus Nord CE 4 Specifications
Display 6.70-inch, 1080x2412 pixels
Processor Qualcomm Snapdragon 7 Gen 3
RAM 8GB
Storage 256GB
Battery Capacity 5500mAh
Rear Camera 50MP + 8MP
Front Camera 16MP
iQOO Z9 5G Specifications
Display 6.67-inch, 1080x2400 pixels
Processor MediaTek Dimensity 7200
RAM 8GB
Storage 128GB
Battery Capacity 5,000mAh
Rear Camera 50MP + 2MP
Front Camera 16MP
Samsung Galaxy A35 5G Specifications
Display 6.60-inch, 2340x1080 pixels
RAM 6GB
Storage 128GB
Battery Capacity 5000mAh
Rear Camera 50MP + 8MP + 5MP
Front Camera 13MP

Best Camera Mobile Phones Under 20000 in India (24 October 2026)

Best Camera Mobile Phones Under 20000 in India Price in India
OPPO K14x 5G Rs. 17,499
Moto G96 5G Rs. 18,499
Moto G85 5G Rs. 16,799
OPPO K14x 5G Rs. 17,299
Realme P4x 5G Rs. 18,999
Motorola Moto G67 Power 5G Rs. 18,399
Samsung Galaxy M17 5G Rs. 17,999
CMF by Nothing Phone 2 Pro Rs. 16,999
Poco X7 5G Rs. 17,999
Realme 13+ 5G Rs. 15,999
List of Best Camera Mobile Phones Under 20000 in India, last updated on 24 October 2026

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